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Exif Information
Model Digimax 201
Shutter speed 3698224852071/625000000000000s
Aperture f3.5
Focal length 5.6mm
ISO 100
Exposure compensation 11.9
Flash Did not fire, No red eye reduction
Original 2005:04:28 14:34:32

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I feel your pain. While the other posters have good stnugsgioes, I would recommend to keep plugging away at it. I have had high credit card bills, and some times it does seem like the balance will never go down. First, you should stop using the card. I only use mine for car repairs that I do not have enough cash on hand to pay for. I put all the cash I have down and put the rest on the card. Recently I had a repair bill for over $1k. I paid it off in less than a month. I've found the key to stick with it and you will see the results. The problem with credit card hopping, for lower rates, is that it could mess up your credit rating. has some great informative articles on this topic. I love their personal finance section. Good luck!

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