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Exif Information
Model Digimax 201
Shutter speed 14705882352941/1000000000000000s
Aperture f8
Focal length 5.6mm
ISO 100
Exposure compensation 12.5
Flash Did not fire, No red eye reduction
Original 2005:05:09 14:33:36


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Under the agreements with most dcriet card companies, they have the right to raise you rate at any time. You have the recourse to opt out of the change and continue repaying under your former rate however, if you elect to do this, they'll usually close your account.There is one exception to the opt out right: account default. Default means that you have broken some provision within the user agreement, and therefore the provisions of that contract no longer apply. Under that scenario, all rates can be increased immediately and you have no opt-out right.Your cardmember agreement stipulates what can trigger default. Typical provisions are a delinquency or an account overlimit condition. However, some issuers include Universal Default provisions you are considered in default if a delinquency with another dcrietor is reported on your dcriet report. Some also include a general provision that if your overall dcriet worthiness declines (such as indicated by a dcriet score decrease), you're considered in default.Universal Default came under considerable criticism last year, and most (but not all) issuers have abandoned it. However, some still provide for it it sounds like yours is one.

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